{“menuItems”:[{“label”:”Jump to new account offers for…”,”anchorName”:”#jump-to-new-account-offers-for”},{“label”:”BMO offers”,”anchorName”:”#bmo”},{“label”:”Simplii promotions”,”anchorName”:”#simplii”},{“label”:”Coast Capital promotions”,”anchorName”:”#coastcapital”},{“label”:”RBC chequing account promotions”,”anchorName”:”#rbc”},{“label”:”Tangerine promotions”,”anchorName”:”#tangerine”},{“label”:”Scotiabank promotions”,”anchorName”:”#scotiabank”},{“label”:”National Bank promotions”,”anchorName”:”#nationalbank”},{“label”:”CIBC promotions”,”anchorName”:”#cibc”},{“label”:”TD Bank offers”,”anchorName”:”#td”}]}Bank account promotions can be lucrative for new customers. While many chequing account offers include cash rewards, gift cards, or waived fees, some include gifts such as a new iPad or other types of merchandise. If you’re in the market for a new chequing account, check out the most current chequing account promotions:Best chequing account offers for January 2024
BMO Performance Chequing Account: Get up to a $600 cash bonus. Earn $350 when you open a new BMO Performance Chequing Account and $200 when you open a Savings Amplifier Account. Plus, earn an additional $50 when you add a second member and make it a BMO Family Bundle. Valid until February 29, 2024. Plus, earn a 5.50% promo interest rate when you open a Performance Chequing and a Savings Amplifier Account.
Simplii No Fee Chequing Account: Earn $400 when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends February 29, 2024.
RBC Signature No Limit Banking Account: Get $350 when you open an RBC Signature No Limit Banking Account. Valid until January 3, 2024.
Scotiabank Preferred Package: Earn a welcome bonus of up to $550. Valid until February 29, 2024.
Jump to new account offers for…BMO offersBMO is one of the original Big Five Banks in Canada. As a traditional bank with a strong commitment to online service, BMO will often run new customer promotions for those looking to open a chequing account. Here are the latest BMO promotions.
BMO Performance Chequing Account
Get up to a $600 cash bonus. Earn $350 when you open a new BMO Performance Chequing Account and $200 when you open a Savings Amplifier Account. Plus, earn an additional $50 when you add a second member and make it a BMO Family Bundle. Valid until February 29, 2024. Plus, earn a 5.50% promo interest rate when you open a Performance Chequing and a Savings Amplifier Account.
Account details
Monthly fee $16.95 Waiver maintain a minimum monthly balance of at least $4,000 Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $2 Highlights monthly fee is waived for members of the Canadian Defence Community
BMO Premium Plan Chequing Account
Get up to a $600 cash bonus. Earn $350 when you open a new BMO Premium Plan Chequing Account and $200 when you open a Savings Amplifier Account. Plus, earn an additional $50 when you add a second member and make it a BMO Family Bundle. Valid until February 29, 2024. Plus, earn a 5.50% bonus interest rate when you add a Savings Amplifier Account.
Account details
Monthly fee $30 Waiver fee is waived each month if you keep at least $6,000 in your account Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $0 Highlights free overdraft protection
BMO Plus Chequing Account
Earn $100 when you open an account and setup recurring deposits and bill payments. Valid until February 29, 2024.
Account details
Monthly fee $11.95 Waiver If you keep at least $3,000 in your account each month, you can get the monthly fee waived. Interest rate 0% Transactions 25/month Interac e-transfers $0 Non-network ATM in Canada $2
Simplii promotionsAffiliated with CIBC, Simplii is a well-established online bank in Canada that regularly offers incentives for new account openings. Check out these current Simplii offers:
Simplii No Fee Chequing Account
Earn $400 when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends February 29, 2024.
Account details
Monthly fee $0 Waiver $0 Interest rate 0.01% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $1.50 Highlights Zero monthly fees. Earn interest. Welcome bonus.Free transactions.No minimum balance.
Coast Capital promotionsCoast Capital is one of the largest credit unions in Canada. Based in British Columbia, it offers BC residents access to multiple types of chequing accounts and a variety of savings accounts. Here are the current offers from Coast Capital credit union:RBC chequing account promotionsRBC is part of the Big Six Banks club — a list of large, traditional Canadian banks that make up the banking pillar of the Canadian financial system. As a large, well-established bank, RBC offers a number of promotions throughout the year for new and returning clients. Here are the current RBC chequing account promotions:
RBC Signature No Limit Banking Account
Get $350 when you open an RBC Signature No Limit Banking Account. Valid until January 3, 2024.
Account details
Monthly fee $16.95 Waiver Through RBC’s Value Program, pair this account with other eligible RBC accounts and save up to $11.95 per month (only pay $10.95/month for this account with 2 other eligible RBC products) Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $2 Highlights 5 free cross-border debits per month ($1.00 each afterwards)
Get $350 when you open an RBC VIP Banking Account. Valid until January 3, 2024.
Account details
Monthly fee $30 Waiver through RBC’s Multi Product Rebate program, pair this account with 2 other eligible RBC accounts in the same geographic region and get cashback for some or all of your monthly fees – only pay $19.95/month for this account Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $0 Highlights free cross-border debit transactions, free RBC VIP Style personalized cheques and up to 2 additional Canadian dollar accounts and 1 U.S. dollar account
RBC Advantage Banking for Students
Get $100 when you open an account and RBC will give $100 to an eligible charity of your choice. Valid until January 31, 2024.
Account details
Monthly fee $0 Interest rate 0.01% Transactions unlimited Interac e-transfers unlimited Non-network ATM in Canada $0
Tangerine promotionsAs an online bank, Tangerine usually offers new customers cashback promotions. Here are the current Tangerine chequing account promotions:
Tangerine No-Fee Daily Chequing Account
Earn up to $400 cash back. Open your first eligible savings and chequing accounts within 30 days of becoming a client and activate your Client Card within 60 days.
Account details
Monthly fee $0 Interest rate 0.25% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $1.50
Scotiabank promotionsScotiabank is part of the Canadian Big Five Banks list. As a large, traditional bank, Scotiabank will run promotions to attract new customers to specific products, including their day-to-day bank products, such as chequing accounts. Here are the current chequing account promotions from Scotiabank:
Scotiabank Ultimate Package
Earn a welcome bonus of up to $550. Valid until February 29, 2024.
Account details
Monthly fee $30.95 Waiver monthly account fee waived if you have at least $5,000 in your account at all times, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $0 Highlights Unlimited debit transactions & Interac e-Transfer transactionsUnlimited free Global non-Scotiabank ABM withdrawals (Terms apply)Up to $139 annual fee waiver each year on select credit cardsNo monthly Overdraft Protection feeUltimate rates on select GICsYour choice of SCENE or Scotia Rewards points programs10 free equity trades at Scotia iTRADE in your first year (approximately $100 value), and 5 free equity trades every year afterFree personalized cheques and drafts$60 annual fee waiver (equivalent to a small safety deposit box)
Scotiabank Preferred Package
Earn a welcome bonus of up to $550. Valid until February 29, 2024.
Account details
Monthly fee $16.95 Waiver monthly account fee will be waived if you have at least $4,000 in your account at all times Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $2 Highlights Unlimited debit transactions & Interac e-Transfer transactionsFee waived on one non-Scotiabank ABM withdrawal per month in CanadaFirst year annual fee waiver (up to $139) on select credit cardsGet $1.99 international money transfers with Scotia International Money TransferGet up to a $139 annual fee waiver each year on select credit cardsPreferred rates on select GICsChoice of SCENE or Scotia Rewards points programs
Scotiabank Student Banking Advantage Plan
Earn up to a $100 welcome bonus when you open an account. Apply by February 29, 2024.
Account details
Monthly fee $0 Waiver Must be currently enrolled full time in a post-secondary institution in Canada or the US (Available to domestic or international students). Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $2 Highlights Unlimited debit transactions and Interac e-Transfer transactionsEarn rewards on debit transactionsChoose between the SCENE and Scotia Rewards reward programs
National Bank promotionsNational Bank is the last of the traditional banks to join the Big Six Banks list. To gain a competitive edge, Natioanl Bank will frequently run chequing account promotions in order to attract new customers. Here are the current National Bank chequing account promotions:
National Bank The Total Chequing Account
Get $150 towards an eligible National Bank credit card you activate after opening a National Bank The Total Chequing Account.
Account details
Monthly fee $28.95 Waiver The monthly fee on this account is waived if you maintain a balance of $6,000 or higher. Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $0
National Bank Connected Account
Get $30 towards an eligible National Bank credit card you activate after opening a National Bank Connected Account.
Account details
Monthly fee $15.95 Waiver if you’re aged 24–59 and your balance is less than $4,500, a $15.95 monthly fee applies Interest rate 0% Transactions unlimited Interac e-transfers $0 Non-network ATM in Canada $2
CIBC promotionsCIBC is a large, traditional bank with customers across Canada. New customers can expect CIBC promotions for a variety of accounts. Here are the current CIBC chequing account promotions:
Get up to $350 when you open your first chequing account.
Account details
Monthly fee $16.95 Waiver The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. Transactions Unlimited Interac e-transfers Free Non-network ATM in Canada $2 Highlights The lowest monthly fee is $6.95 for 12 transactions and the highest monthly fee is $16.95 for 20 or more transactions.
Get up to $350 and pay no monthly fee for 3 months when you open your first chequing account.
Account details
Monthly fee $29.95 Waiver Fee will be waived if account holders have $6,000 in the Smart Plus Account or $100,000 in eligible savings and investments Transactions Unlimited Interac e-transfers Unlimited Non-network ATM in Canada $0 Highlights Free ATM withdrawals in Canada, the U.S. and internationally, as well as personalized cheques, money orders and overdraft protection at no additional cost
TD Bank offersQuite often, TD Bank will offer cash bonuses and gift cards, among other perks, to new customers. Learn more about TD chequing account promotions currently in the market:
TD All-Inclusive Banking Plan
Get up to $600 when you open a TD All-Inclusive Banking Plan. Valid until January 31, 2024.
Account details
Monthly fee $29.95 Waiver Maintain a $5,000 minimum balance to receive monthly fee rebate. Transactions unlimited Interac e-transfers free, unlimited Non-network ATM in Canada $0 Highlights annual rebate on select TD credit cards
TD Unlimited Chequing Account
Earn a $600 welcome bonus. Offer ends January 31, 2024.
Account details
Monthly fee $16.95 Waiver maintain a minimum balance to receive a monthly fee rebate. Transactions unlimited Interac e-transfers unlimited Non-network ATM in Canada $0
TD Student Chequing Account
Earn up to $225 in value when you open a new TD Student Chequing Account. Valid until May 6, 2024.
Account details
Monthly fee $0 Interest rate 0.01% Transactions Free and unlimited Interac e-transfers Unlimited Non-network ATM in Canada $2
